CO-OP Loans

We offer a range of loan options tailored to give you the flexibility and financial support you need to grow. With competitive rates and favorable terms, our loans are built for the unique challenges and opportunities faced by farmers, traders, agribusiness owners, and fishermen.

Whether you’re preparing for a new season, expanding your business, or managing daily expenses, we’re here to help.
Visit your nearest branch to apply and access the right solution for your livelihood.

Eligibility Criteria

To qualify for loans, you must:

  • Have a co-operative savings account
  • The co-operative loans can be applied by individuals, groups, associations or any SMEs business ventures
  • Must be a co-operative member
  • Must belong to a co-operative group comprising 7 to 25 members.
  • Fully completed loan application form

Benefits

  • Interest rates on our loans are competitive and flexible
  • Our co-operative loans are easy to access within 48 hours
  • Savings accounts members could use their Savings accounts to request for a loan facility

What we offer

Personal Loan
Quick and flexible financial support for urgent needs like school fees, medical bills, or home repairs. Easy to access, affordable to repay.
Susu Loan
A flexible loan option for active Susu contributors. Borrow based on your savings record to grow your business or meet urgent needs.
Payroll Loan
Reliable short-term financing for salaried workers. Get quick access to funds, with convenient repayment directly from your salary.
Funeral/Social Loan
The aim is to deliver banking services that support emerging socio-economic activities within the area, improving the lives of the people.
Trading Loan
This loan offers essential financial support to small and medium-scale entrepreneurs seeking to grow or maintain their businesses.
Fishing Loan
Tailored financial support for individuals and groups in the fishing industry; whether you're acquiring gear, nets, or expanding operations.
Farm Based Loan
Dedicated financial support for farmers to invest in seeds, equipment, livestock, and other agricultural needs to enhance productivity and sustainability.
Educational Loan
Affordable financing to support students and parents with tuition fees, learning materials, and other educational expenses at all levels.
Cottage Industry Loan
Flexible financial support designed for small-scale, home-based businesses to help boost production, improve equipment, and sustain operations.

How to get started

Its very easy to get a loan with us. Just follow these simple steps.

1. Visit our Office at Bassa

2. Fill loan application form

3. Loan Approval

4. Receive Loan